Malaysia Insurance Agent - Fire Insurance & Extension

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Types of Insurance
Employer Liability
Medical & Health
Motor Insurance (Vehicle)

Fire Insurance

Personal Accident

Product Liability
Public Liability

Travel Insurance

Fire Insurance & Extension

Basic Cover

The basic fire policy covers loss of or damage to residential or commercial building, furniture, fixtures and fittings caused by or arising from:

	Damage by fire & lightning
	Damage by explosions of domestic boiler or domestic gas cylinder not forming part of a gas work
	Damage by water or other extinguishing agents used to put out the fire
	Damage resulting from gaining access to a fire
	Smoke damages caused by fire

Interest Insured

Items that can be insured are:

	Building, renovation
	Furniture, fixtures and fittings
	Office equipment, plant, machinery and utensils
	Stock in trade
	Rent
	Removal of debris
	Professionals fees
	Personal Effects & Household goods

Premium & Extension

The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the class of construction of the building, trade carried out at the premise and sum insured.

At an additional premium, the basic policy can be extended to cover loss of or damage to caused by and not limited to the following:

	Riot, strike and malicious damage;
	Explosion of boilers and pressure vessels;
	Impact damage by own vehicles and third party vehicles;
	Aircraft Damage;
	Bursting and / or overflowing of water tanks apparatus and pipes (excluding sprinkler system);
	Bush / Lalang Fire;
	Spontaneous combustion;
	Storm and Tempest;
	Flood;
	Earthquake and volcanic eruption;
	Damage by falling trees or branches and object there from;
	Sprinkler leakage

Insurance Offer Company

Kurnia Insurance, Tokio Marine and Uni Asia

For the quotation for the above premium, please email the following detail to insurance@eonenet.com

	Full Name (as per IC), IC No. , Email, Insurance Company Preferred, Type of Coverage.
	A quotation will be reply in one working day
	Premiums will vary depending on the details of your policy such as type of coverage, and additional benefits.

Premium Offers and Disclaimers

Premium Coverage may differ for different insurance company for more detail, check the link below.

Kurnia Insurance Fire Insurance Premium and Coverage - Click Here

Allianz Fire Insurance Premium and Coverage - Click Here

Tokio Marine Fire Insurance Premium and Coverage - Click Here